Hi, it would be nice to have someone give me their two cents worth on flat options. My partner and I are exploring at the cost of getting a new 4-rms apartment at Punggol or getting a resale 4-rms flat at old town area like Ang Mo Kio.

1. How much different do they cost?
2. What is the resale value of a punggol flat after 5 years?
3. How much down payment do we have to pay for a resale flat?
4. What are the subsidies for 1st time buyer?

Anyone can share with us their research on flats cost?

Many thanks.