It is common to hear conversations about someone’s career choice, new home or gym regime, but how often do you hear a conversation on the street between women about their financial security or retirement planning?

Today’s women live longer, are well-educated and may even be shared breadwinners but when it comes to personal finances, there is a tendency to delay planning for various reasons – focusing on one’s career, starting a family, being put off by financial jargon, feeling risk-averse to the thought of investment, relying on one’s partner to handle financial matters, or simply not having time to focus on one’s own personal finances.

The good news is there is an increasing amount of women wishing to learn more about financial security, but some just do not where to start. Money is a very emotional subject for many people, which is all the more reason that they need to understand how they can align their lifestyle goals and financial objectives. Women spend less time in the work force, and therefore should start planning early so they have more time to accumulate and grow their wealth to achieve financial security and independence.

We've launched a booklet to help increase awareness among women on the importance of planning their finances early, in order to take control of their life by prioritising their goals and protecting their future. The topics addressed are:

~ Planning for the future through goal-setting, strategising and action
~ Debt management
~ Learning to invest, wealth protection and growth
~ Risk management (insurance and estate planning)
~ Handling market volatility

If you would like to know more about simple, effective money management or would like a copy of our women and money booklet for friends, please do not hesitate to contact us at financial.planning@ipac.com.sg