Don’t be deceived by the “hold to maturity”

There has been a number of structured products that which have lost significant amount in value. Some of these structured products were sold by banks, some by fund houses and others by insurers as single premium ILPs. There are also some sold by FA representatives as introducers. Many of these......

Your unit trusts is underperforming the market

It is not true that active managed unit trusts are able to outperform its index funds counterpart. The reasons are: 1. It has to do with the law of arithmetic as put fore by Professor William F. Sharpe, the noble prize winner for Economics. 2. High brokerage cost 3. Bid-ask spread of the......

Secrets to Beating the Market with Unit Trusts

1. Look for Seasoned Fund Managers- When you buy a unit trust you're hiring a stock picker. So make sure your fund manager has a long record of success and experience in both bull and bear markets. It's easy to look like a genius when the stock market is going up,......